Another barrier to social mobility
I really do not understand what is going on.
This government, this Labour government, is introducing policies that David Cameron’s Tories would not dare suggest. Last week, it was the authorisation of “top up” payments for health care. Now it is an attack on the security of tenure traditionally enjoyed by council house tenants and it will be the underprivileged, the physically and mentally ill in particular, who will suffer in the name of weeding out the scroungers.
So many of my patients live in the twilight world of benefit traps. Ben Goldacre will be taking a look at some of them on Radio 4 tonight at 8.00 pm. Some of my patients are unemployed and looking for work. A larger number of them are on incapacity benefit (full details of Incapacity Benefit here) . Some of those labelled as “incapable” are genuinely unable to work because of illness.
Others have been surreptitiously pushed from “Jobseekers’ Allowance” onto incapacity benefit.
It works like this.
Derek, a fifty-eight year old labourer, develops genuine back trouble. A few months later – by which time he is on incapacity benefit - he is much better, thank you, but genuinely worried about injuring his back again. There are lots of things he could do – for example, work on a supermarket checkout – but the pay in these jobs is so poor that there is little to be gained by returning to work. The “Jobcentre Plus” ("Plus what?" you may well ask) are happy to have him off their books and so encourage him to see his doctor. Derek has taken to rubbing his back a lot, particularly in public, and always as he walks into his doctor's consulting room. Derek’s doctor is not prepared to confront him by refusing certification. You cannot tell that someone does not have back trouble, and so Derek is certificated for the rest of his working (sic) life.
Derek has always been decent, hard working man. He did not have much time off work before his back injury. Psychologically, he is now damaged. He is labelled as an “incapable” human being and so becomes one. There are many others with whom one is less sympathetic but it is always hard for the family doctor, when faced with La Malade Imaginaire, to be as robust as he should. If someone else takes over the task, there is a grave risk of the seriously mentally ill being forced back to work.
It is a job for Solomon.
Now there is to be another Labour barrier to those genuinely wishing to struggle out of the poverty trap. Another Labour barrier which will keep more people on incapacity benefit. Imagine the howls of derision that there would be from the Labour Party if this paragraph appeared in the Tory Party manifesto in the run up to the next election:
New tenants would have fixed-term contracts under the plans, with regular reviews every few years... If a tenant’s financial position improved he or she would be encouraged to take an equity share or to move to the private sector. If they refused they could face higher rents. The right to a council home is also likely to be tied to a requirement to have or be actively looking for a job.Derek has been in his council house for over 25 years. He turned down the right to buy it during the Thatcher give-away on principle (unwisely from a personal point of view). Now, if he does go back to work, he will find his increased pay swallowed up in higher rent. Derek stays at home.
The Times
Another tax on enterprise. Another restriction of social mobility. Another disincentive to work.
Every Labour government has ended its term in office by handing over a financial crisis of its own making to the next administration. Gordon Brown will be no exception and yet, incredibly, he seems to be on the crest of a wave of new found popularity. The video above is from an obviously partisan source…but can you fault it?
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A reader draws my attention to a useful site : "Entitled to..." which will guide you through the Benefits bureaucracy
Labels: benefit scroungers, Gordon Brown, incapacity benefit, New Labour









32 Comments:
It's not true that people on incapacity benefit are better off not going back to work. They can go into part time work on minimum wages and they'll still be better off because of tax credits and because of housing and council tax benefit, which are for people on a low income and not restricted to those on benefits.
If you think that any of your patients would be worse off financially in work, get them some proper financial advice, and in the meantime, tell them to use entitledto on the internet (I have no connection with the entitledto website, I merely use it and hear it recommended for its accuracy by trained advisers.)
I am on incapacity benefit. I would love it if I were better off on benefits than I would be in work. Sadly, it is just a myth.
I'll certainly recommend entitledto - hadn't come across that before.
Derek is of course a simplification; get into the full rigmarole of tax credits/exemptions and so on, and there is not much incentive for the minimum waged to get off benefits. And that's wrong
John
Incapacity benefit has been replaced by Employment and support allowance
http://www.jobcentreplus.gov.uk/JCP/Customers/WorkingAgeBenefits/Dev_015412.xml.html
security of tenure in council houses and housing associations is a bad manipulation of society
it encourages folk to stay put rather than to move for work elsewhere
by the way great grand kids can "inherit" the right to live in their elderly families homes it gives subsidised housing to folk who would otherwise not qualify for it
all in all i would be happy if the whole council house/housing association stock was got rid of and turned over to the free market
this does not mean i was everyone sleeping on the streets, i want effective support done in other ways
i actually see no reason why council tenants should have security of tenure for the rest of their lifes when the large percentage of folk in the private rented sector have no such perks, and are in fact cross subsidising those in council housing
Anonymous - ESA has only replaced IB for new claimants, who will be migrated across in approximately 2012. The vast bulk of people on benefits due to incapacity for work are therefore on IB.
Would it be wrong to draw a connection between the Thatcher giveaway you mention and the current decision? In a situation where there is a limited amount of council housing left, while Labour may be taking the easy way out to talk about "rationing" rather than actually addressing the root problem, it is arguably coping with a situation not of their own making.
The Thatcher giveaway has certainly resulted in a dire shortage of social housing, much of which is now in the hands of wealthy individuals who have cashed in on the buy-to-let boom during the Blair years. So some form of rationing of what is left of council-owned hosing stock is inevitable.
No No and thrice NO! Do not please insult John's lady of honour.
Of course Thatcher selling off the homes to give people a chance was a good thing - but there wasn't much of a back up plan.
John has a great way of taking things out of context and, to coin A&E CN, creating an argument that never seems to pass the most cursory of reviews.
The article (and I always recommend reading the links to find out where John has manipulated his argument from) also states:
At the moment anyone allocated a council home can usually stay for life, irrespective of circumstances. People in council homes paying subsidised rents can end up relatively wealthy, and in some cases they can bequeath the tenancy to their children.
So, as 'no-one' states - the current process just encourages people to enjoy the cheap rent.
It's also worth noting the reason govt gives:
with nearly four million people, or 1.6 million households, on waiting lists for social housing, and only 170,000 coming available each year, the Government wants to ensure help for the most needy
Is that not your own argument John? That those most in need should get it?
Yes what a terrible thing it is that this govt is doing by trying to get lazy parasitic spongers out of council housing that is desperately needed for those who are actually living the poverty line.
Out of a problem created by Thatcher/Tories giving away social houses with no plan for the future need, I'm sorry John - but I didn't quite catch your alternative solution to the massive waiting need.
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'lazy parasitic spongers'
Ah ha, Mr Ian/no one again.
Such a joy that these rants are confined to blogs.
Bit like paying tuppence to visit Bethlehem Hospital.
I know of an elderly lady who is living in a 4 bed council house. The local council are desperate for larger houses and the lady is desperate to move to a smaller property.
Trouble is the council say as she lives alone she is only entitled to a one bed property. She wants a two bed as her grandson stays over a few nights a week to look after her.Council still says no.
So she won't move and the council won't get their desperatley needed four bed house. The system is crazy!!
likewise, full time unpaid carers, who care/work for a minimum of 35 hours a week, the lowest UK benefit of it's kind, will be "lumped in" with the Jobseekers, and receive JSA as part of the streamlining and the paper "no one left behind".
Sorry to point this out...but I am not unemployed, nor "looking for work" I already care for at least 100 hours a week for the equivalent of about 30p per hour.
Disenfranchised Unpaid Family Carer.
I'm a "lazy parasitic scrounger". I'd love to live in social housing where I'd have more security instead of being stuck with a shorthold tenancy where my landlord can chuck me out with two months notice. But why should I have any security? No, that's going to be for people with jobs. Well it was stupid of me to get too ill to work, wasn't it? Never mind, if the rent goes up above the Local Housing Allowance, I can go back to sleeping rough.
What's to understand?
No one yells 'Stop thief' more loudly than the Artful Dodger.
Stay on groovin' safari,
Tor Hershman
Hi, I'm an unpaid carer (about 12-16 hours per day- disturbed nights) also trying to hold down two fragmented part-time jobs, to the detriment of my loved one, but we have no social housing available and no I cannot afford to give up work, as low paid as it is. Also single parent. So my wage is the 'breadwinner wage'.
Fun fun fun...
Hi noone,
73% of those in council housing are in the two poorest income brackets in Britain, so I think that allocation of social housing is pretty accurate in its reflection of need. You also run into problems in rural areas of Wales and Scotland (where I hail from) where the locals can't afford housing, because incomers have bought it up at prohibitive prices, so they have to resort to council rented accomodation. There is a similar problem in London, where essential workers like nurses, teachers and firemen are not receiving a wage that lets them live in London because prices are so high, so it's rather more complicated than it would appear.
Where my parents live in London, there were several rows of old Georgian houses that had been converted into bedsits and generally left to fall to pieces. The area has a tube station, good transport links and is only 4 miles from the city centre. A well known developer bought them up, restored some and knocked down others. When the project was completed, the studio flats were going for a mere £200,000 and the two and three bedroom flats for over £500,000. So easily out of reach of most of the locals. The same developer has just been allowed to buy up what used to be council housing (tower block) and plans to knock this down and build yet more luxury flats. No social housing at all. I have friends from nursing school that still live in London-some are lucky as they bought a flat/house before prices went crazy. Others are stuck in the saving and renting spiral. No one goes into nursing/medicine for the money but if you choose a career of caring for others, should you be denied the ability to keep up with the cost of living? Do I think council houses should be for life? Thats tricky- there will always be truly vunerable people and these should be looked after. However there will always be those who take the mick- I think we need to wait and see exactly how the system is to be policed before we are overly critical of it. What is obvious to me is that we need to build more social housing. So why is it that every development I see seems to be for luxury 4+ bedroom houses?
Nutty: "If the rent goes up above the Local Housing Allowance, I can go back to sleeping rough."
Well, that's £1300 a month in zone 1 London, and £1000 a month in zone 2 London, for a single person living alone, which you're perfectly entitled to do.
That is way more than I have ever paid as a working person, and more than any doctor nurse or teacher could pay. If you can exceed that Local Housing Allowance, then you genuinely have my deserved congratulations.
It seems to me that none of this would be a real problem if the government's idea of a living wage bore any resemblance to reality. Housing benefit or no housing benefit, Working Tax Credit or no Working Tax Credit, the national minimum wage isn't adequate unless you are guaranteed to work a minimum of forty hours a week. And since the proliferation of temping agencies has killed job security in most low-wage occupations, a lot of people at the bottom now have no idea what their income and working hours will be from one week to the next. Good luck figuring any kind of benefit entitlement from that!
I did this calculation soon after I dropped out of university, and realised early on that I could basically forget housing benefit or any other form of assistance if I went down the temping route that was all I had qualifications for at that stage, and worked out that after my rent and bus fare I'd have exactly the same disposable income as I had on Jobseeker's Allowance after working eight hours a day, only with no guarantee I wouldn't find myself between assignments for a week and get behind with the rent. And savings? Hah.
I for one will vote for any government that scraps Working Tax Credit and housing benefit for anyone in work, and [i]doubles[/i] the minimum wage instead. [i]Then[/i] they can go after 'thieving scroungers'.
julie i know
if we need to subsidise folk we should give them money, not run a provider of housing
i remain convinced security of tenure is wrong the way its done currently
Anonymous
(1) I don't live in London - LHA isnt' that generous in other places, nor it HB for those still on it. The only reason I can afford to live where I do is that I have a property at a price well below that of other properties where I live because it is a damp-ridden dump with dry rot. Even then, it costs twice what the social housing five doors up the road costs.
(2) I, too, worked for many years and paid tax. I earned a hell of a lot more than I get in benefits, but then I worked two jobs for all of my working life (including when homeless) until I got sick.
(3) You don't have to be on benefits to get LHA, you have to be on a low income, which includes some people in work.
Anon - LHA in my area is £116 a week, I'm entitled to £58. So, with average rents in my area at £500pcm you can see that my £85 a week incapacity + £58 LHA gives me a fabulous standard of living.
Yes, I realise I'm a lazy, scrounging scumbag for having an incurable neurological condition at age 30, but someone has to be the UK's scapegoat class, don't they?
It pisses me off enormously that the news have been bleating on for months about 'poor' pensioners, oh yeah poor things, must be fucking awful having to survive on the Minimum Income Guarantee of £10k a year, waaah waaah. Oh let's not forget their entitlement to free public transport, free prescriptions, heating allowance and reduced-price gas and electric.
My father-in-law is a 'poor' pensioner (on £12k a year) and pays a tenner a week for unlimited gas and electric. My energy bill has gone up to £150 a month. I can no longer afford heating, cooked food or light, as no such schemes exist for the disabled, sorry, for us scroungers, on £85 incapacity a week.
Oh and before anyone asks I'm in hospital, hence the net access tonight. It's a two-edged sword, cos while I'm warm and have eaten, my Incapacity Benefit will be cut for the next month because of this stay.
Don't worry though, I can still wring my hands about the poor ickle pensioners in the dark.
Don't worry too much about the shortage of social housing. Fortunately society has found itself more than capable of building squillions of flats by imagining it was an easy way to make a fast buck. Presumably sooner or later all the empty ones will be put to vaguely good use?
I'm finding it hard to understand how Labour is getting the blame for Incapacity Benefit, and in particular the extent to which the unemployed are signed up to it unnecessarily.
They didn't introduce it. They weren't in power when the number of claimants first shot up. In fact the last I heard was that the number of claimants has been going down for years under Labour. By all means blame them for not completely sorting out the mess the Tories left but calling it a "Labour barrier" is just silly.
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